Financial Math Progression Guide

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Part A – (Four operations)

WALT: We are learning to solve everyday money problems using addition, subtraction, multiplication and division.

1. Addition — Emma buys: Apples = $4, Bread = $3, Milk = $5. How much does she spend altogether?

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2. Subtraction — Jack has $50. He buys a football for $32. How much money does he have left?

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3. Multiplication — A movie ticket costs $18. A family buys 4 tickets. How much do they spend?

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4. Division — Six friends share a restaurant bill of $72 equally. How much does each person pay?

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Part B – Practical Money Problems

5. Sarah buys: Hat $22, Socks $8, Drink bottle $15. How much does she spend altogether?

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6. Sarah pays with $50. How much change should she receive?

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Part C – (Percentages & reasoning)

WALT: We are learning to calculate percentages, apply discounts and justify our strategies.

7. Finding 10% — A T-shirt costs $60. What is 10% of $60?

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8. Finding 25% — A bike costs $200. It is 25% off. What is the discount?

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9. Sale price — The bike was $200 and the discount is 25%. What is the final sale price?

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10. Comparing prices — Shop A: $80. Shop B: $100 with 25% off. Which shop has the better price? Show your working.

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Part D – Explain Your Thinking

11. Which strategy did you use today? (Tick all that apply)

Mental Maths

Written Method

Calculator

Partitioning

Percentage Strategy

Explain why your strategy worked:

Challenge Question ⭐

A family has $500 to spend on a holiday. They spend: Accommodation = $275, Food = $95, Activities = $60.

a) How much have they spent altogether?

b) How much money do they have left?

c) If they receive 20% off the accommodation, how much money do they save?

d) What is the new total cost of the holiday?

Differentiation strategies: Provide number lines or calculators for students who need support; offer worked examples and step prompts; use concrete materials (play money) for learners who benefit from hands-on practice.

Extension activities: Ask advanced learners to create a 3-item budget with different percentage discounts and compare best buys; justify which percentage method is most efficient.