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Finding Change

Maths • 30 • 25 students • Created with AI following Aligned with New Zealand Curriculum

Maths
30
25 students
6 July 2026

Teaching Instructions

This is lesson 4 of 6 in the unit "Mastering Money Matters". Lesson Title: Finding Change from $10 Lesson Description: WALT: Calculate change from a $10 note. Success Criteria: Determine the change amount for different transactions. Differentiation: Employ number lines for visual learners. Extension: Create mystery shopping scenarios requiring change calculations.

Overview

In this lesson (lesson 4 of 6) students practise calculating the amount of change from a $10 note for everyday purchases, using efficient subtraction strategies and number lines.

Learning intentions

  • WALT calculate change from a $10 note.
  • WALT use subtraction strategies to find the difference between the amount paid and the cost.
  • WALT explain how their answer makes sense using representations (number lines, diagrams, and place value reasoning).

Success criteria

  • I can find the change for different transactions that start with paying $10.
  • I can choose a method (counting on, compensation, or subtracting) and show my thinking.
  • I can use a number line to support my calculation and check my answer.
  • I can confirm whether my change is reasonable (e.g., it should be less than $10 and match the cost).

Curriculum links

  • Numeracy: number and calculation using whole numbers and efficient strategies.
  • Developing understanding of place value and using mental and written methods.
  • Using representations to communicate mathematical thinking.
  • Communicating mathematical ideas clearly for a given problem.

Lesson structure (30 minutes)

  1. 3 minutes – Warm-up: “Quick Change” Students solve 2 fast teacher prompts (e.g., “$10 pay for $6.50”) and share one strategy. Teacher emphasises that change is what is left after paying for the cost.

  2. 7 minutes – Mini-lesson: number line from $10 On the board, model: Cost = $4.75, Paid = $10.00. Draw a number line starting at $4.75 and count up to $10.00 (or start at $10.00 and count down by the cost). Key idea: change = difference between paid and cost. Highlight two approaches:

  • Counting up from the cost to $10
  • Subtracting cost from 10
  1. 10 minutes – Hands-on group practice: “Money Mat” tasks Provide each group a Money Mat (printed grid or cards) with purchase prices and a fixed $10. Students work through 4–5 scenarios. For each, they:
  • Write the calculation (e.g., $10.00 − cost)
  • Draw a number line showing the jump(s) and landing on $10.00
  • Record the change amount in dollars and cents Teacher circulates, focusing on correct difference thinking and accurate money notation.
  1. 5 minutes – Whole-class check: Reasonableness talk Select 2 student solutions (one correct, one with a typical error such as subtracting the wrong way or forgetting cents). Students vote: “Does it make sense?” Prompts:
  • “Where should the number line start and end?”
  • “Is the change smaller than $10?”
  • “Do the cents match the cost?”
  1. 3 minutes – Independent exit: 2-question ticket Students complete two short transactions independently:
  • Ticket A: whole dollars cost (e.g., $7.00)
  • Ticket B: dollars and cents cost (e.g., $6.45) They must show either a number line or a clear subtraction strategy.
  1. 2 minutes – Closure: Strategy share Students answer one question: “What strategy helped you most today?” Teacher collects tickets and notes who used number lines effectively.

Resources

  • “Money Mat” (price cards and a fixed $10 starting point)
  • Number line posters (marked in whole dollars and in 0.50 or 0.10 steps for cents support)
  • Play money or printed coins/notes for visual learners (optional but hands-on)
  • Student mini whiteboards or scrap paper for quick checking
  • Exit ticket slips (2 change questions)
  • Coloured pens/pencils for highlighting subtraction steps and number line jumps
  • Teacher board or interactive whiteboard for modelling

Assessment

  • Teacher observation during group practice: correct change calculation and correct use of difference logic.
  • Formative checks: students’ number line starts/ends correctly and jumps match the cost.
  • Exit ticket review: accuracy with dollars and cents, and whether reasoning is shown clearly.

Differentiation

  • Support: Provide a partially completed number line template and a word bank (“Paid”, “Cost”, “Change”, “Difference”). Offer sentence starters for explaining: “I found change by… so the answer makes sense because…”
  • Support (visual): Ensure each supported learner has a number line marked with 10-cent intervals and uses counting up from cost to $10.
  • Extension: Give advanced students “two-step” versions where the cost is found first from given information (e.g., “I paid with $10.00 and got $2.35 change. The item was $7.65.” then swap roles).
  • EAL/SEN: Use consistent language and visuals on the board; allow pointing to coins/amounts and oral explanation alongside writing. Provide extra time and a model example reprinted for reference.

Extension (optional)

  • Mystery shopping scenarios: Students create their own scenario for a partner. Each scenario includes:
  • A product price (cost)
  • A statement that the customer paid with $10
  • The missing piece is the change amount (or one part is missing for the partner to calculate)
  • Partner calculates the change and explains the strategy using a number line (for visual learners) or subtraction (for those ready). Teacher checks that the scenarios always produce a valid change (less than $10 and correctly in cents).

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