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New Zealand Money Budgeting

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New Zealand Money Budgeting

New Zealand Money Budgeting

New Zealand money and budgeting illustration

💰 Part 1: New Zealand Money Knowledge

1. Circle all the forms that money takes in New Zealand today:

Coins (5¢, 10¢, 20¢, 50¢, $1, $2)

Banknotes ($5, $10, $20, $50, $100)

EFTPOS cards

Online banking

Cryptocurrency

Mobile payment apps

2. Which New Zealand banknote features Sir Edmund Hillary?

$5 note

$10 note

$20 note

$50 note

3. Calculate the total value of these New Zealand coins:

3 × $2 coins + 4 × $1 coins + 6 × 50¢ coins + 8 × 20¢ coins = $______

🏪 Part 2: Economic Activities and Money

4. Match each economic activity with how money is used:
1. Shopping at Countdown
2. Working at a café
3. Saving at Kiwibank
4. Donating to charity
A. Earning money
B. Spending money
C. Saving money
D. Giving money away
5. List three different ways people in your community use money:
6. Explain how money helps people trade goods and services in New Zealand:

📊 Part 3: Personal Budget Planning

7. Sarah receives $20 pocket money each week. Help her create a budget by filling in the amounts:

Savings: $_______ (She wants to save 25% of her money)

Entertainment (movies, games): $_______ (30% of her money)

Snacks and treats: $_______ (25% of her money)

Charity donation: $_______ (10% of her money)

Emergency fund: $_______ (10% of her money)

8. Create your own weekly budget. If you had $15 per week, how would you spend it?

🌍 Part 4: Money Decisions and Their Impact

9. Choose the best financial decision for each scenario:

Scenario A: You want to buy a $50 video game but only have $30 saved.

Borrow money from friends

Wait and save more money

Buy a cheaper game instead

Ask parents to pay the difference

Scenario B: Your local school needs new playground equipment.

Organise a fundraising event

Ask the government for money

Do nothing

Only wealthy families should contribute

10. Explain how buying locally-made products (like New Zealand-grown apples) can help your community:
11. Describe one way that spending money on environmentally-friendly products can help protect New Zealand's environment:

🎯 Part 5: Smart Money Choices

12. You have $100 to spend on a school trip to Rotorua. Plan your budget:

Transport: $_______ Food: $_______ Activities: $_______ Souvenirs: $_______

Emergency money: $_______ Total must equal $100

13. Draw a picture showing one way you could earn money to help your family or community:
14. What is one financial goal you would like to achieve this year? How will you work towards it?
15. True or False: Circle your answers

Saving money regularly helps you reach your goals faster. TRUE / FALSE

It's always better to buy the cheapest option available. TRUE / FALSE

Money decisions only affect the person spending the money. TRUE / FALSE

Budgeting helps you make better choices with your money. TRUE / FALSE

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