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Money Management Introduction
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Money Management Introduction
💰 Part 1: Understanding Money
1. What is money and why do we need it?
2. Which of these are forms of money used in Australia? (Check all that apply)
$5 note
EFTPOS card
50 cent coin
Mobile phone payment app
Gift voucher
3. What is the main advantage of using cash instead of electronic payments?
You can see exactly how much you're spending
It's faster than using a card
You can buy more things with cash
Cash never runs out
4. Complete this sentence: Electronic money (like debit cards) is convenient because _________________ but one disadvantage is _________________.
💼 Part 2: Earning and Spending Money
5. List three ways that young people your age might earn money:
a) ________________________________
b) ________________________________
c) ________________________________
6. Sarah earns $50 from babysitting. She wants to buy a video game for $35, save $10 for a holiday, and spend the rest on snacks. How much will she have left for snacks?
Answer: $ _______
7. What's the difference between a "need" and a "want" when spending money?
8. Circle the items that are NEEDS for most teenagers:
School lunch
Latest smartphone
School uniform
Designer sneakers
Public transport to school
🎯 Part 3: Smart Money Habits
9. Why is it important to save some money instead of spending it all immediately?
10. Match each money habit to its benefit by drawing lines:
Keeping track of spending
Comparing prices before buying
Setting aside money regularly
Thinking before purchasing
Builds savings over time
Helps avoid impulse buying
Saves money by finding better deals
Shows where your money goes
11. What is one question you still have about money management?
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