Money Management Basics

Grade 4 Mathematics – Financial Literacy

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💡 Part 1: Know Your Money Terms

Match each term to its correct definition by writing the letter on the line.

1. Earning ____

2. Spending ____

3. Saving ____

4. Donating ____

A. Giving money or items to help others or support a cause

B. Keeping money aside to use in the future

C. Getting money by doing work or jobs

D. Using money to buy things you need or want

Now try it yourself! Fill in the blank with the correct term: earning, spending, saving, or donating.

5. Mia puts $2.00 from her allowance into her piggy bank every week. She is _________________ her money.

6. Liam does extra chores and his dad gives him $5.00. Liam is _________________ money.

7. Sofia buys a snack at the school tuck shop for $1.50. She is _________________ her money.

8. Theo gives $3.00 to the local food bank. He is _________________ his money.

🧮 Part 2: Money Word Problems

Read each problem carefully. Show your work in the box and write your answer on the line.

9. Emma earns $4.00 walking her neighbour's dog. She spends $1.50 on a juice box and saves the rest. How much does Emma save?

Emma saves: $__________

10. Jordan has $10.00. He wants to spend $6.25 on a book, donate $1.00 to his school's charity drive, and save the rest. How much will Jordan save?

Jordan saves: $__________

11. Priya is saving up for a new hockey stick that costs $35.00. She has already saved $18.50. How much more does she need to save?

Priya still needs: $__________

✏️ Part 3: Think About It!

12. Why do you think saving money is important? Write 2–3 sentences using your own words. You can use these sentence starters to help you:

"Saving money is important because…" "If I save money, I can…"

🌟 Bonus: Check ALL the ways a Grade 4 student could earn money:

Doing chores at home (e.g., vacuuming, washing dishes)

Helping a neighbour carry groceries

Finding money on the street and keeping it

Selling homemade lemonade or baked goods

Walking a neighbour's dog

Money Management Basics

Money Management Basics

💡 Part 1: Know Your Money Terms

🧮 Part 2: Money Word Problems

✏️ Part 3: Think About It!

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