💰 Part 1: Your Income Sources

1. Circle ALL the ways you currently receive money:

Pocket money/allowance

Birthday/Christmas money

Part-time job

Odd jobs (mowing lawns, babysitting)

Gifts from family

Other: ________________

2. If you work part-time earning $18/hour for 10 hours per week, your weekly gross income would be:

$160

$180

$200

$220

3. KiwiSaver contributions can start:

At age 16 if you're employed

Only at age 18

When you finish school

At age 21

🎮 Part 2: Budgeting Game Setup

Scenario: You're 17 years old with a part-time job at a local café. Work with your partner to create a realistic monthly budget using the income and expenses below.

4. Your Monthly Income Sources:

• Part-time job (after tax): $600
• Pocket money from parents: $40
• Total Monthly Income: $__________

5. Monthly Expenses - Allocate your income to these categories:

KiwiSaver contribution (3%): $__________

Transport (bus/petrol): $__________

Food/snacks: $__________

Entertainment (movies, games): $__________

Clothing: $__________

Phone credit: $__________

Emergency savings: $__________

Car savings fund: $__________

Other: $__________

Total Expenses: $__________

6. Car Ownership Reality Check - Research shows monthly car costs include:

• Car payment/depreciation: $200-400
• Petrol: $120-200
• Insurance: $80-150
• Registration/WOF: $25
• Maintenance/repairs: $50-100

Estimated total monthly car costs: $________ to $________

🤔 Part 3: Reflection & Planning

7. After completing your budget, what surprised you most?

8. If you wanted to save $2,000 for a car deposit in 12 months, how much would you need to save each month?

9. What are two realistic changes you could make to your spending to increase your savings?

1. ________________________________

2. ________________________________

10. True or False: GST is included in most prices you see in New Zealand shops.

True

False

11. What's one financial goal you want to achieve in the next 12 months?

Smart Money Budgeting Game

Smart Money Budgeting Game

💰 Part 1: Your Income Sources

🎮 Part 2: Budgeting Game Setup

🤔 Part 3: Reflection & Planning

About This Worksheet

Free in Kuraplan

Print-Ready

AI-Generated

For Teachers & Parents

Need a custom version of this worksheet?

More Business Worksheets

Technology's Business Impact Today

Technological Influences in Business

Business Resilience Strategies Worksheet

Year 12 Business Revision

Business Life Cycle Analysis

Whole Numbers: Sport & Business

Business Analysis Techniques Worksheet

Business Structures Comparison

Explore more free resources