MathematicsFreePrintable
Money Management Skills
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Money Management Skills
Read each question carefully. Choose the best answer where options are given. For written questions, show your thinking.
Understanding money
Think about how people can plan, save, and make choices with money.
1.Why do people often save some of their money?
- To be ready for future costs or unexpected needs
- To make sure they spend it all today
- To avoid keeping track of their money
- To prove they have more money than others
2.Which items are usually needs rather than wants? Select all that apply.
- A warm place to live
- A new video game
- Nutritious food
- A fancy watch
- Basic school materials
3.Isabella earns $24 helping with chores. Which plan balances saving and spending?
- Save $18 and use $6 for a treat
- Spend all $24 on snacks
- Hide all $24 and forget where it is
- Use $24 on one toy without checking its price
4.What is a budget?
- A plan for how to use money
- A list of things that cost too much
- A rule that says money must never be spent
- A way to spend money without planning
Planning ahead
Use what you know about saving and spending to explain your choices.
5.Give two reasons someone might save money instead of spending it right away.
6.A scooter costs $56. Casey earns $7 each week and saves all of it. How many weeks will Casey need to save enough to buy the scooter? Show your calculation.
7.A classmate asks to borrow $12 but is unsure when they can repay it. What is one sensible way to respond? Explain why.
Make a spending plan
A balanced budget adds up to the full amount available.
8.You receive $36 as a gift. Make a budget using all the money. Put an amount toward a future goal, something fun, helping someone, and unexpected costs. Your amounts must add up to $36.
9.Name one money goal someone could work toward over the next year. Describe one practical step they could take to reach it.
3 printable pages
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