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Financial Choices Wellbeing Worksheet

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Financial Choices Wellbeing Worksheet

At the science museum, Harper, Xavier and Chloe are planning a small group activity. Read each situation carefully. There can be more than one sensible choice: explain how your decisions could support health, safety and wellbeing.

Money choices and wellbeing

Financial wellbeing includes being able to make thoughtful choices about money and ask for help when you need it. It does not depend on how much money someone has.

1.Which statement best explains financial literacy?

Having lots of money
Understanding how to make informed choices about earning, spending and saving money
Buying only things that are popular
Knowing the price of every item

2.Harper receives $8 pocket money and $5 for helping a neighbour carry groceries. Which two amounts are income?

3.Xavier has $10. He needs lunch costing $6 and is also considering a $7 toy. What is the safest and most practical choice today?

Buy the toy and skip lunch
Buy lunch, then keep the remaining $4 or save it
Borrow money for both without asking
Spend all $10 on snacks

The museum activity budget

The group has $30 to organise a comfortable, safe activity break during their science museum visit. Use the price list below. The group should include drinking water and a suitable snack; the other choices are up to them.

Item

Cost

Fruit and sandwiches

$12

Water for the group

First-aid supplies

Museum activity booklet

Souvenir badges

Extra sweets

4.The group must buy fruit and sandwiches and water. How much will these essentials cost altogether, and how much of the $30 budget will remain? Show your calculation.

5.Choose one or more extras from the price list that the group could afford with the $13 remaining after buying the essentials. Give one combination and its total cost.

6.Chloe suggests spending the whole budget on sweets because everyone might enjoy them. Write one respectful response that considers the group’s health, safety and different needs.

7.True or false: If someone feels worried about money, they should keep it secret and handle everything alone.

TrueFalse

8.Complete the sentence: Before spending money, it can help to check what is essential (a ).

9.Complete the sentence: Before spending money, it can help to check what would be nice to have (a ).

10.A person is stressed because they have spent their activity money and cannot afford the bus fare home. Name one safe step they could take and one trusted person or service they could ask for help.

11.Write one small money goal that could support your wellbeing, and one realistic step towards it. You may use a made-up example rather than share personal information.